Permanent Financing Programs

Max LTV 75%-80%

• 3-year, 5-year, 7-year, 10-year, 15-year fixed rates

• 30-year, 40-year, 25-year, 20-year, 15-year amortization schedules

• Step down and no prepayment penalty structures

• Loan Sizes $1,000,000 to $100,000,000

• No tax return programs are available

• Full term interest only programs available

• Early rate locks available

• Non-recourse, partial recourse, and recourse options are available

• Interest Rates Vary:

  • 3 Yr Fixed: 3Yr CMT + Spread (1.55%-2.20%)

  • 5 Yr Fixed: 5Yr CMT + Spread (1.55%-2.20%)

  • 7 Yr Fixed: 7Yr CMT + Spread (1.55%-2.20%)

  • 10 Yr Fixed: 3Yr CMT + Spread (1.55%-2.20%)

    Rates fluctuate based on market conditions, asset locations, LTV, and transaction type.

    Rates are deal-specific, and some properties may qualify for additional rate discounts.

    Please reach out for a personalized quote and today’s most up-to-date rates and terms.

Market Rent Financing Programs

Up to 80% LTC

• Qualified on market rents instead of actual rents to maximize leverage

• 24-60 month loan terms

• Full term & partial I/O

• No prepayment and soft step-down prepayment penalty

• Loan terms subject to the business plan and proforma take-out financials

• Rates vary: Starting at 7.25%-8.25%

Bridge/Construction Financing Programs

Up to 90% LTC

• 6-36 month loan terms

• Loan terms subject to the business plan and proforma take-out financials

• Rates vary: WSJ PRIME + 50-250 basis points

Agency Financing Programs

Fannie Mae

Max LTV 80%

• 5, 7, 10, 12, 15, and 30-year fixed rate

• 30-year amortization

• Yield maintenance and declining prepayment penalties

• Non-recourse

Freddie Mac

Max LTV 80%

• ARM Floating, 5, 7, and 10-year fixed rates

• 30-year amortization

• Yield maintenance and declining prepayment penalties

• Non-recourse

• Full term & partial interest only available