Life Companies
Long-term fixed-rate financing for stabilized properties, typically evaluated at moderate leverage.
Stabilized / long-term
Financing built around stabilized income and your ownership horizon.
Explore representative terms
01 / Program fit
Long-term fixed-rate financing for stabilized properties, typically evaluated at moderate leverage.
Fannie Mae and Freddie Mac financing for qualifying multifamily properties, with program-specific proceeds and interest-only options.
Fixed-rate, nonrecourse financing across major property types, with close attention to cash management, servicing and prepayment provisions.
Financing alternatives evaluated for loan structure, relationship requirements and prepayment flexibility.
02 / Market guide
Guidelines vary by lender type and property.
Discuss your scenario| Parameter | Guideline / consideration |
|---|---|
| Loan Amount | $1M to $100M+ |
| Loan-to-Value | 55–80% by lender type |
| Term | 5–30 years |
| DSCR | 1.10x–1.25x minimum |
| Rate | Fixed or floating |
| Amortization | 25–30 years; interest-only available |
| Prepayment | No prepayment penalty and reduced step-down prepayment options available |
| Closing | As fast as 30 days; typically 45–60 days |
| Lending Areas | Nationwide |
Representative terms are subject to market conditions, underwriting and lender or investor approval. Actual proceeds and structure depend on the transaction.
Start with the property
Share the property type, business plan and timing. We’ll use that context to evaluate the capital strategy.
Discuss Permanent Financing